| Most people think that's all retirement
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| | national art society near his home. His
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| is about -- having enough money to sit on
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| | experience, enthusiasm and organizational
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| the deck, play golf, and visit the
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| | skills so impressed the Director that
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| grandkids. But that's the old model --
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| | Larry was offered a part-time position as
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| not today's retirement. Someone who turns
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| | Assistant Director. Although he has less
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| 65 today can expect to live until age 83,
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| | time for his painting, the supplemental
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| according to the US Bureau of Labor
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| | income allows him the luxury of another
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| Statistics. Here's 5 strategies to help
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| | passion - regular trips to Italy.
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| you pursue your dream retirement:
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| | 3. Maybe you've been passionate about
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| Copyright (c) 2007 Lin Schreiber
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| | your hobby all your life -- making
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| Most people think that's all retirement
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| | woodcarvings, gardening, or playing
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| is about -- having enough money to sit on
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| | bridge. What about a part-time job as a
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| the deck, play golf, and visit the
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| | gardening assistant during the summer,
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| grandkids. But that's the old model --
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| | selling your work at craft fairs, or
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| not today's retirement. I believe you
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| | getting certified as a bridge instructor?
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| can revolutionize your retirement even if
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| | Think about what you love to do, the best
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| you can't count on 80% of your current
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| | times in your life, what you never had
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| revenue when you stop working. (That's
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| | time for when you were raising children
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| the secret number according to many
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| | and working full time. If you love
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| retirement experts.)
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| | animals, become a pet sitter. Consider
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| Someone who turns 65 today can expect to
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| | working in a day care center, if small
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| live until age 83, according to the US
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| | children delight you.
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| Bureau of Labor Statistics. So, even if
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| | 4. Try seasonal employment. That's what
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| you stop working at the normal retirement
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| | Betty and Bob do. They say they're
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| age, you've got nearly two decades to
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| | "rewired," not "retired." Each winter
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| fill with things that really matter to
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| | they close their Maryland home, pack up
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| you. And, if you give up traditional
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| | her home-based marketing business, and
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| employment sooner, you've got even more
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| | head to Snowmass, Colorado. For the next
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| years to enjoy the "third half" of life.
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| | two months, they work for the ski
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| Today the average retirement age is an
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| | corporation -- alongside college kids
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| astonishingly young 57.
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| | from Australia and a few other couples
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| I said "enjoy," and I mean it. To do
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| | their age. He parks cars and slings skis
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| that, you need to put yourself squarely
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| | on busses; she helps families plan their
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| in the driver's seat -- decide when and
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| | vacations at the resort. The minimum
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| how you retire and who you will be.
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| | wage they make covers basic expenses;
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| Don't let someone else's definition
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| | they each get a season's pass worth
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| determine your retirement.
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| | $1,799; and they only work a few days
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| So, begin by putting the money issue
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| | each week. The rest of the time they
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| aside entirely. That's right. Just
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| | follow their passion on the ski
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| forget about money and take a good hard
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| | slopes.
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| look at the life you want to be living.
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| | Seasonal employment is available at
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| Start journaling, brainstorm with friends
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| | National Parks, community facilities, and
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| and family, and dream a lot. For
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| | as travel hosts to exotic places.
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| inspiration, begin to brainstorm ideas
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| | Furthermore, there are lots of Web sites
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| and tools needed to help you plan the
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| | that specialize in senior employment.
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| perfect retirement for YOU.
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| | 5. But if you really want to make the
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| OK. So money does have something to do
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| | most of the "third half" of your life,
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| with it. Now's the time to figure out
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| | consider packaging what you know and
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| exactly how much you have and what you'll
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| | sharing it with others. That's what
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| need. Maybe you'll discover that you
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| | Miriam did. After 30 years of a
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| have enough money to do everything you
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| | successful therapy practice, she traded
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| want to do. Congratulations!
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| | her East Coast home for a West Coast
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| But what if you don't? Will you need to
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| | apartment. With her savings and a
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| work until seven years after you're dead?
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| | handsome settlement from her ex-husband,
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| Or can you still create the retirement of
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| | she lived the good life. Then one day
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| your dreams? Of course you can. Here
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| | the money was gone. Already in her
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| are some ways to make that happen.
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| | seventies, she picked herself up, buffed
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| 1. First, sharpen your pencil and
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| | up an old passion, and began writing
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| reconsider how much is enough? Maybe you
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| | psychological thrillers. Today, Miriam is
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| don't need to stay in the big house and
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| | making more money than she did during her
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| take care of all that stuff. Perhaps
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| | other career and she's having a lot
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| you'd love to simplify your life by
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| | more fun.
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| living out of your RV as you travel the
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| | What will it take for you to let go of
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| country. What could you downsize or let
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| | your outdated beliefs about money and
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| go of to buy yourself a more carefree
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| | retirement and get inspired to
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| existence?
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| | revolutionize the "third half" of your
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| 2. Second, consider supplemental income.
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| | life?
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| Wait a minute, didn't I just say you were
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| | Remember, money is merely one of the 15
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| going to stop working? Well, there's
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| | "must haves" for a thriving retirement.
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| work. And, then there's work.
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| | While taking charge of your life, having
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| Larry was an art teacher in an urban high
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| | dreams for the future, and a purpose that
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| school for his entire career. In
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| | pulls you out of bed in the morning are
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| retirement, he followed his passion for
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| | not as tangible as, say, $1.3 million in
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| painting and also volunteered at a
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| | assets, they're just as crucial.
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